You must meet a set of standards to have hard inquiries removed from your credit report. It could be time for you to improve on the skills that will lead towards meeting those standards, because in order for it all start with writing a letter asking them nicely if they can take care of removing these pesky things off one's record.

Naturally, when there are time constraints, you may not receive the desired result. Fortunately with our help it's possible to protect your credit score. At Credit Repair Professionals we'll minimize the damage by helping you apply for new lines of credit without jeopardizing your existing and high scores.

You might not know this, but your credit score is determined by a number of factors. One major factor can be whether or not you have any outstanding debt.

One of the easiest ways to make sure you're getting a good deal is by monitoring your credit report and making sure it's in top shape. Monitoring includes keeping an eye on "inquiries" section as well, which might prevent you from obtaining higher rates.

Hard questions are the kind of inquiries that drill down to get specific and detailed information. Soft questions can be just about general or broad knowledge, but they often lead into more probing hard ones if you don't start with a soft one at first.

When you apply for a new credit line, the creditor needs your express consent to access information in your credit report. A hard inquiry will be made if you refuse this request and it can affect how much interest they offer on loans or cards.

Credit card companies have been found in violation of federal regulations due to their extensive use of soft pulls which may lead vulnerable consumers into debt with offers they cannot afford or don't want (and likely would not qualify for anyways).